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If you know of missing items citing this one, you can help us schjeider those links by adding the relevant references in the same way as above, for each refering item. Finally, the paper compares the levels of financial fragility and methods of coping among eight industrialized countries. We examine the coping methods people use to deal with shocks.
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More about this item Keywords financial fragility ; savings ; coping ; JEL classification: While savings is used most often, relying on family and friends, using formal and alternative credit, increasing work hours, and selling dchneider are also used frequently to deal with emergencies, especially for some subgroups.
Household finance researchers must look beyond precautionary saving to understand how families cope with risk. Download full text from publisher File URL: Please note that corrections may take a couple of weeks to filter through the various RePEc services.
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While there are differences in coping ability across countries, there is general evidence of a consistent ordering of coping methods. For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: You can help correct errors and omissions.
Financially Fragile Households: Evidence and Implications
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See general information scbneider how to correct material in RePEc. New Liquidity and Credit Scoring Puzzles? Almost half of Americans report that they are incapable of coming-up with the funds necessary to deal with an ordinary financial shock.
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General contact details of provider: We also find evidence of a pecking order of coping methods in which savings appears to be first in the ordering. If you have authored this item and are not yet registered with RePEc, we encourage you to do it here.
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